For foreigners · Students

Health insurance for international students

Studying in Czechia and need insurance for your visa or residence permit? We compare offers from insurers and advise on what your policy has to cover.

Calculate the price

When you will need it

Stays longer than 90 days

Health insurance is submitted with an application for a long-term visa or residence permit.

You are not in Czech public insurance

Students who do not work in Czechia usually fall outside the public system.

You need proof for the authorities

We send the policy and proof of payment by e-mail, usually in English as well.

What students should watch out for

Length follows your stay, not the semester

The policy should cover the whole period you are applying for, not just the academic year.

Confirmation of study

Some insurers offer students a lower rate. Keep the confirmation at hand — it may save you money.

Extending your stay

When you extend, insurance for the following period is submitted too. Get in touch with us in good time.

Scope of cover

A limit of at least EUR 400,000 with no excess, and within 90 days of arrival comprehensive cover from an insurer authorised in the Czech Republic (§ 180j of the Act on the Residence of Foreigners).

Get your price in a minute

Enter your age, how long you are staying and whether you study. You will see insurers' prices side by side.

Calculate the price

Frequently asked by students

What kind of insurance do I need as a student?
Insurance for the whole stay with a limit of at least EUR 400,000 and no excess. Within 90 days of arrival it must be comprehensive cover from an insurer authorised in the Czech Republic, so the simplest option is to buy comprehensive cover from a Czech insurer for the whole stay right away. More in our article on insurance for a student visa.
How long is the policy taken out for?
Usually for the period you are applying for, often a year. Shorter terms are possible too, but a residence application normally has to cover the whole required period.
Do students get a lower price?
With some insurers, yes. In our calculator you switch study on with a single toggle and the prices recalculate — so you see straight away whether it makes a difference at a given insurer.
When does the cover start?
You choose the start date yourself, usually the day from which you need to prove it. With most insurers cover begins once the premium is paid, so do not leave it to the last day.
What if my visa is refused?
Refund terms differ from insurer to insurer. Get in touch with us — we will go through the terms of your particular policy and help you with the next steps.

Guides

Health insurance for a Czech student visa: what you need

What health insurance a Czech student visa requires: the whole stay, a EUR 400,000 limit, comprehensive cover within 90 days. A checklist before the embassy.

How much does health insurance cost for international students in the Czech Republic?

What a year of comprehensive health insurance costs an international student in the Czech Republic, what drives the price, and example prices from October 2026.

Extending your residence permit: how to keep your health insurance going

Extending a Czech residence permit? You need health insurance for the whole new period. When to apply, what the policy must meet and how to avoid a gap.

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