Individuals
Travel insurance
Medical expenses, cancellation, baggage and liability while travelling.
For anyone who travels — one-off trips or all year round.
Low medical-expense limits can mean a huge out-of-pocket bill abroad.
Travel insurance stands or falls on the medical-expense limit — overseas, treatment and repatriation can run into millions you'd otherwise pay yourself. Besides medical expenses, it's worth adding cancellation, baggage and liability, and for active trips also risky sports, which are usually excluded. We arrange it for a single trip or year-round for repeated travel.
What you get
What the insurance covers
What it usually doesn't cover
- Treatment of chronic and pre-existing conditions beyond acute states
- Risky and professional sports without an add-on
- Events under the influence of alcohol or drugs
How it works
We check your destination and activities
We recommend limits and add-ons
We arrange it online
Example situations
Pneumonia in Asia
During your holiday you end up in hospital with a high fever. The insurance covers hospitalisation and any transport home, which alone costs hundreds of thousands.
A trip cancelled due to injury
A week before departure you break your leg. The added cancellation cover refunds the price you paid for the trip.
What to prepare
Often overlooked
Frequently asked questions
Is the insurance from my card enough?
Not sure about your insurance?
Describe your situation and we'll get back with advice — no obligation.
Total Brokers a.s. is an independent intermediary registered with the Czech National Bank. Information on this website is general and not a binding insurance offer.
Insurance tips now and then
Practical advice, renewal reminders and market changes. No spam, unsubscribe in one click.