For foreigners · Long-term residence
Health insurance for long-term residence in Czechia
Applying for long-term residence or extending it? Health insurance is submitted with the application. We compare insurers' offers and advise on what the policy needs to meet.
When you will need it
You are applying for a stay over 90 days
Health insurance is submitted both for a long-term visa and for long-term residence.
You are extending your current residence
Insurance is submitted again for the follow-on period when you extend.
You are not in the public system
If you do not work for a Czech employer and do not hold permanent residence, you are usually not in public health insurance.
What to watch out for
Cover the whole period applied for
The insurance should cover the period you are applying for. A shorter policy is a common reason for a request to supplement the application.
Scope of cover
Long-term residence generally calls for comprehensive cover, not only urgent and necessary care.
Gaps between policies
Arrange the follow-on policy in advance. Even a single day without cover can be a problem.
A certificate in the right language
Proof of insurance is usually available in Czech and English. Check in advance what the authority asks for.
Work out your price in a minute
Enter your age and the length of cover. You will see insurers' prices side by side.
Questions about long-term residence
What insurance is submitted for long-term residence?
How long should the policy run?
When should I arrange it if I am extending my stay?
What if my application is refused?
What document will I get for the authorities?
Not sure about your insurance?
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